Bitbank Rolls Out Bitcoin Payment Card with Direct Monthly Bill Settlement

Highlights:

• Bitbank has launched a Bitcoin payment card that lets users pay credit bills directly from crypto balances.
• Users can settle monthly bills in BTC without moving funds to banks or external platforms.
• The card offers 0.5% cashback and a 2,000 yen bonus deposited directly into Bitbank accounts.

Japanese crypto exchange Bitbank has introduced a credit card that allows users to pay monthly bills using bitcoin held on its platform. The company launched the product in partnership with EPOS Card, a financial services provider under Marui Group. The Bitcoin payment card runs on the Visa network and works at merchants that accept Visa payments. Bitbank said the service allows users in Japan to settle credit card bills directly from exchange-held crypto balances.

Japan's Bitbank rolls out crypto-linked credit card that pays bills in bitcoin. pic.twitter.com/BgTlYo6MIu

— Chizimihe (@acm_kh) April 28, 2026

Card users can select Bitcoin in their Bitbank accounts to cover monthly credit card payments. The system processes payments directly from the exchange without requiring transfers to bank accounts. This structure removes the need for external payment steps and keeps funds within the exchange. Bitbank also allows users to activate automatic bill settlement for monthly payments.

Once users enable the feature, the system deducts Bitcoin from their accounts during each billing cycle. Bitbank converts bitcoin into fiat at the moment it processes the payment. The exchange applies its internal rates based on market pricing at that time. The company limited this bill settlement feature to Bitcoin at launch.

Users can use the card at any Visa-supported merchant, which expands how crypto can be used in daily payments. A user can hold Bitcoin until the billing date, then complete payment through automatic conversion. This setup links crypto balances with routine financial obligations without manual processing.

Bitcoin Payment Card with Auto Settlement and Cashback Rewards

Bitbank processes each payment by converting Bitcoin into fiat when the billing cycle closes. The exchange sets the conversion rate at the time it executes the transaction. This ensures that each payment reflects market conditions during settlement. The company has not yet extended bill payment support beyond Bitcoin.

The Bitcoin payment card also includes a cashback feature tied to monthly spending. Users receive 0.5% cashback based on their total card transactions. They can choose to receive rewards in Bitcoin, Ethereum, or Astar. Bitbank deposits these rewards directly into user accounts on its platform.

New users receive a 2,000 yen bonus after completing registration and activating the card. Bitbank credits rewards on a monthly basis after calculating total spending. Users continue holding crypto assets until the system converts funds during payment. This allows users to remain exposed to price movements before settlement.

＼📣 bitbankからクレジットカードが誕生🎉✨／
EPOS CRYPTOカード for bitbank 発行記念✨

今なら最大4,000円相当の暗号資産がもらえるキャンペーン中！！

さ　ら　に

この投稿をリポストでAamazonギフト券が当たる！！！

1️⃣@bitbank_inc をフォロー
2️⃣この投稿をリポスト…

— ビットバンク Bitbank, inc. (@bitbank_inc) April 27, 2026

Visa Worldwide Japan supported the rollout through its payment network integration. Seetan Kitney, President and CEO of Visa Worldwide Japan, said: “We are pleased that this marks another important step in connecting cryptocurrencies with the everyday payment experience.”

Bitbank Card Expands Crypto Payments in the Japanese Market

Bitbank introduced the Bitcoin payment card to allow direct bill settlement using crypto held on its exchange. The product gives users a way to connect exchange balances with credit card obligations. The launch of exchanges in Japan is adding payment functions to existing trading services.

Earlier this year, Binance Japan launched a similar service, but the model is based on rewards. The Binance card allows users to earn BNB based on their spending activity. In contrast, the Bitbank model focuses on paying bills with crypto balances.