Tangem Launches Tangem Pay to Connect Self-Custody Wallets with Visa Payments

Highlights:

• Tangem has launched a card that will connect crypto wallets to Visa payments for global merchants.
• The new pay card enables seamless spending by integrating Apple Pay and Google Pay.
• Tangem has expanded to 42 countries while adapting its services to new stablecoin and financial compliance standards.

Cryptocurrency wallet firm Tangem has introduced Tangem Pay, a virtual Visa card that connects directly to its hardware wallet. The card allows users to spend stablecoins at millions of merchants worldwide. Tangem developed the solution with U.S.-based payment infrastructure company Paera. It enables users to deposit and spend Circle’s USDC on the Polygon network.

Tangem launches Tangem Pay, a virtual Visa card to simplify $stablecoin payments globally, starting with US users. LATAM, Asian, and European users to access it soon, with potential impact on $bestwallet token. pic.twitter.com/DQ2UBZIWub

— Bitcoin Dominance (@MoneyHustl41075) November 6, 2025

According to Tangem CEO Marcos Nunes, users can spend anywhere Visa is accepted once they deposit funds. He noted that Tangem Pay supports Apple Pay and Google Pay for instant Visa payments. The system converts USDC into USD at the point of purchase, ensuring a smooth experience.

The first phase of the rollout will begin in late November. It covers the United States, Latin America, and several Asia-Pacific countries. Tangem confirmed that Europe will follow in early 2026. The company said users in 42 countries, including Japan, Brazil, Australia, Singapore, Hong Kong, and the U.S., will gain access.

If you’re a resident of one of those regions and want to be among the first to try Tangem Pay, make sure you’ve signed up for early access through the Waitlist. https://t.co/QwIpp0oA6s

Residents in unsupported regions will see a waitlist screen in the Tangem app and will be…

— Tangem (@Tangem) November 6, 2025

Nunes emphasized that this launch is part of Tangem’s long-term goal to combine storage, growth, and spending within one platform. He added that new incentives and additional countries would follow soon. The company aims to make Tangem Pay the preferred choice for users’ daily crypto payments.

Tangem Launches Pay Card Linking Self-Custody with Real-World Payments

Tangem designed the new card to combine convenience with control. The Tangem Pay card sits inside the existing Tangem Wallet app as a self-custody payment account. It allows users to fund their accounts with USDC and spend online or in stores without converting funds in advance.

The wallet contains the private key of the user, and the compliance partner of Tangem, Rain, contains the second key, which is only used to authorize payments. This model gives the owners full control over their assets and achieves the payment security standards. Rain cannot transfer or freeze funds unless a user requests a transaction.

Tangem confirmed that Know Your Customer (KYC) verification applies only to the Tangem Pay account. The company stated that it has no access to user data, preserving wallet privacy. If a user faces sanctions or engages in illegal activity, only Rain can disconnect the payment card from Visa’s network.

Rain also handles compliance and settlement. The firm recently announced plans to join Western Union’s upcoming stablecoin-based settlement network built on Solana. Tangem anticipates that the new collaboration will assist in increasing the utilization of self-custodied assets in daily transactions.

Stablecoin Regulation Shapes Tangem Pay’s Global Expansion Strategy

The international expansion of Tangem is accompanied by an increase in strict regulatory measures of stablecoins. The United States passed the GENIUS Act of 2025, which defined payment stablecoins and mandated full-reserve liquid asset backing. It also requires monthly disclosure by issuers to promote transparency and safeguard users.

The MiCA framework provides straightforward regulations on digital assets and stablecoins in Europe. The United Kingdom is working on its own regulations to control the operations of stablecoins. There is also pressure from international organizations such as the Financial Stability Board and FATF to adopt standardized global policies. These actions will minimize risks and enhance confidence in using digital currencies.

Tangem has managed to align its services to such changing frameworks to ensure compliance in 42 jurisdictions. The company intends to support more stablecoins and networks in the near future. It is also planning to launch a physical Tangem Pay card to those users who want a more traditional payment mode.