Stripe Launches Stablecoin Accounts for Global Business Payments

Highlights:

• Stripe has launched a product that will allow users to hold and send money using stablecoins.
• The company acquired Bridge for $1.1 billion to support its growing stablecoin and blockchain services.
• Stripe also launched an AI model to improve fraud checks and help approve more real-time payments.

Stripe has introduced Stablecoin Financial Accounts, a new product that enables businesses to manage digital dollar balances and send stablecoins globally. The service allows users to receive funds using both crypto and traditional payment methods while keeping their funds in stablecoins.

Introducing Stablecoin Financial Accounts. Hold a stablecoin balance. Send and receive funds with fiat and crypto rails. Accessible from 101 countries: https://t.co/yXtE9cdeaz. pic.twitter.com/WnifgAutoA

— Stripe (@stripe) May 7, 2025

Stripe has made this feature available in 101 countries. The new accounts support Circle’s USDC and Bridge’s USDB, with additional stablecoins expected in future updates. Stripe created this service to help companies operating in markets with unstable local currencies manage value more effectively and gain access to international trade.

The company said these accounts are especially helpful for entrepreneurs facing inflation-related challenges. With this tool, they can hold funds in dollar-backed assets and make cross-border transactions without needing conventional banks. Stripe also noted that many global businesses have already started forming stablecoin strategies using its platform.

Bridge Acquisition and AI Model Support Stripe’s Strategy

Stripe completed a $1.1 billion acquisition of stablecoin infrastructure firm Bridge earlier this year. The deal, first announced in October, remains the largest crypto-related acquisition to date. Bridge offers APIs that make it easier for businesses to send and receive stablecoin payments worldwide.

Stripe now uses the infrastructure provided by Bridge to offer blockchain services. It can handle wallet integration, transfer on blockchain network, and instant settlement. The newly launched Stablecoin Financial Accounts are built on top of this foundation, empowering Stripe to deliver a unified experience for businesses receiving stablecoin payments.

Besides the stablecoin account rollout, Stripe has also introduced an artificial intelligence–driven payments foundation model. The AI system learns from tens of billions of payments and extracts hundreds of signals from every payment. This information helps Stripe get better at fraud detection and approve more authorizations.

This is the first model Stripe has built to power payments infrastructure. It enhances the security and efficiency of transactions by capturing subtle patterns that traditional systems miss. CEO Patrick Collison called stablecoins and AI “two gale-force tailwinds” reshaping global financial systems.

At Stripe Sessions, @patrickc and @collision skillfully describe the “gale force tailwinds” of AI and stablecoins…

Here’s John showing the first 24mo payment volume growth for Bridge (stablecoins) vs Stripe

Whole presentation worth watching pic.twitter.com/e2g9oApSuj

— Matt Huang (@matthuang) May 7, 2025

Stripe Rebuilds Blockchain Services Amid Rising Stablecoin Demand

Stripe initially entered the crypto sector in 2014 by supporting Bitcoin transactions. However, the company ended that feature in 2018 due to low demand and network inefficiencies. The company restarted its crypto initiatives by rebuilding its blockchain development team four years ago.

Stripe added support for payments using stablecoins in October 2024. On the first day of release, the feature was quickly taken up by businesses in 70 countries. In addition, Stripe announced that it plans to create a dollar backed stablecoin in regions other than the United States, the United Kingdom and Europe.

Citigroup, a leading global bank, predicts that the stablecoin market is set for meteoric growth, with the total supply potentially reaching $1.6 trillion by 2030. That number could be as high as $3.7 trillion, according to a more optimistic forecast. With Stripe’s new stablecoin services, the company is joining the ranks of popular payment service providers including PayPal, Visa, and Mastercard.