Solana’s Yakovenko Says Stablecoins Could Hit $1 Trillion by 2026

Highlights:

• Yakovenko said stablecoins may surpass $1 trillion and boost digital assets next year.
• Solana’s stablecoin growth last year attracted new projects and increased network adoption.
• Galaxy Digital predicts stablecoins could surpass the ACH network in payments by 2026.

Anatoly Yakovenko, co-founder of Solana, shared his 2026 predictions. He said stablecoins will play an important role in big changes in digital assets. He added that the global stablecoin supply could go above $1 trillion. Meanwhile, he noted that artificial intelligence and robotics will grow beyond the crypto world.

Last year, stablecoins on Solana grew significantly, reaching a new high. During this time, several projects started using the network to issue and transfer digital dollars. This made Solana more popular among users. Because of this growth, Yakovenko said Solana could benefit from the larger trend he predicted for stablecoins.

My 2026 predictions:
* $1t+ stables
* qc and fusion will be as elusive as today
* ai will solve a millennium problem
* 100k humanoid robots shipped

— toly 🇺🇸 (@toly) December 26, 2025

JPMorgan Predicts Market Could Reach $600 Billion by 2028

On the other hand, JPMorgan Chase expects stablecoin supply to reach $500–$600 billion by 2028. The bank said most current growth comes from crypto-market activity. It has not yet reached widespread payment use. JPMorgan also reported that the market grew about $100 billion this year.

LATEST: ⚡ JPMorgan analysts are disputing the idea that stablecoins will become a multitrillion-dollar market in the near future, instead predicting they will reach just $500 billion to $600 billion by 2028. pic.twitter.com/vTS0M1eIyb

— CoinMarketCap (@CoinMarketCap) December 19, 2025

Unlike Bitcoin or Ethereum, stablecoins keep a stable value. This makes them useful for payments, savings, and transfers. The market now exceeds $300 billion, with Tether’s USDT and Circle’s USDC leading adoption and circulation. One reason for this trend is that regulation remains a major challenge. The government said it is looking for ways to regulate stablecoins effectively. Reports also noted that central bank digital currencies could create strong competition. Despite this, analysts agreed that stablecoins are becoming an important part of the crypto industry.

Galaxy Digital Says Stablecoins Could Surpass ACH in Payments by 2026

Recently, Galaxy Digital said in its latest annual report that stablecoins could surpass the ACH network in transaction volume by 2026. They noted this shows fast growth in both usage and adoption. Galaxy added that ACH currently handles everyday payments like payroll, bills, and bank transfers. Analysts said these stablecoins have grown large enough to compete seriously. They now process more transactions than major credit card networks like Visa and handle about half of ACH’s volume.

Thad Pinakiewicz, Vice President of Research at Galaxy Digital, said stablecoin velocity remains high compared to traditional payment systems. He also noted that supply growth has stayed at 30%-40% CAGR, with transaction volume increasing at the same pace. 

Galaxy said regulation will shape its 2026 forecast. The GENIUS Act, expected early 2026, will set clear rules for stablecoin issuance under FDIC supervision. “With the GENIUS Act definitions to be solidified in early 2026, we could easily see stablecoin growth accelerate beyond its historical average CAGR,” Pinakiewicz said.

These digital coins are growing in traditional finance. Visa now uses USDC on Solana for faster, 24/7 payments for U.S. banks. Outside banks, companies like Western Union and Sony Bank plan to launch their own stablecoins.

JUST IN: 🇺🇸 Sony Bank to issue dollar-pegged stablecoin in U.S. – Nikkei. pic.twitter.com/MZMhbdANCh

— Whale Insider (@WhaleInsider) December 1, 2025