Ripple Expands to Africa Through RLUSD Collaboration with Chipper Cash, VALR, and Yellow Card

Highlights:

• Ripple has partnered with Chipper Cash, VALR, and Yellow Card to expand RLUSD stablecoin access across Africa.
• RLUSD pilots in Kenya use blockchain escrow to deliver drought and rainfall insurance with instant payouts.
• Ripple has expanded to Africa as RLUSD adoption grows with listings on major exchanges and rising transaction volumes.

Ripple has introduced RLUSD to Africa through new partnerships with financial technology company Chipper Cash, crypto exchange VALR, and stablecoin payment infrastructure Yellow Card. The move grants institutions across the continent direct access to a regulated digital dollar. Ripple stated that the expansion supports the rising need for faster and more dependable cross-border payments in regions with limited banking infrastructure.

JUST IN: Ripple’s $RLUSD stablecoin now available to institutions in Africa through three new partnerships with Chipper Cash, VALR and Yellow Card. pic.twitter.com/AbLHSrF7yl

— Whale Insider (@WhaleInsider) September 4, 2025

The New York Department of Financial Services oversees a trust firm that issues RLUSD. The stablecoin’s supply on Ethereum and the XRP Ledger has, since its debut, surpassed $700 million. Ripple designed RLUSD for enterprise-grade use cases, which include international remittances, treasury operations, and tokenized asset trading. Stablecoins have gained popularity in Africa as an alternative method of making payments. USDT and other stablecoins are already used for transfers and savings.

Ripple Expands to Africa With Partnerships and Humanitarian Pilots

Executives from Ripple’s new partners have emphasized the importance of the stablecoin’s arrival. Chipper Cash CEO Ham Serunjogi said, “RLUSD is uniquely positioned to drive institutional use of blockchain technology across Africa and global markets.” VALR CEO Farzam Ehsani highlighted the demand for trustworthy digital assets. Meanwhile, Yellow Card’s Chris Maurice stressed the need for stablecoins in treasury operations and cross-border payments.

Ripple created RLUSD to help transactions become faster and cheaper. In most African markets, remittances are expensive and time-consuming. With its ability to transfer money across borders in minutes, RLUSD can help businesses and families to reduce their dependence on traditional systems. The stablecoin also works well for companies that need faster settlement for trade and operations.

Furthermore, Ripple is using RLUSD for humanitarian initiatives. In Kenya, Mercy Corps Ventures has begun testing out insurance products backed by blockchain technology. In one example, RLUSD is held in escrow and released automatically when satellite data indicates drought. Another pilot covers rainfall-related risks, offering quick financial relief during extreme weather.

🛰️We're scaling up!

With support from @Ripple, we're expanding our anticipatory cash transfers pilot in Kenya with @divaprotocol_io and @Fortunecreditld — using blockchain & stablecoins to deliver faster, smarter aid before drought strikes.

🔗Learn more: https://t.co/bwQw8bY8KF

— Mercy Corps Ventures (@MCSocialVenture) April 10, 2025

Global Listings and Market Growth Strengthen RLUSD Position

Ripple has also rolled out the access of its stablecoin to exchanges like Kraken. These listings increase accessibility for enterprises that need compliance-grade infrastructure for digital assets. Since its launch, RLUSD has maintained a steady ascent, and according to DefiLlama data, its market value has increased to $709.95 million.

Although Ripple is smaller than large stablecoins on Ethereum and Tron, the company believes institutional demand will drive up its use. Stablecoins remain an exciting trend around the world as companies start looking at the part they will play in remittances and worldwide transfers. Western Union, for example, has announced plans to include stablecoins in its offering for a more progressive form of payment. The stablecoin market is expected to grow, with Ripple chief executive Brad Garlinghouse predicting that the market could increase from $250 billion to as much as $2 trillion.