Brazil’s VERT Launches Tokenized Credit Platform on XRP Ledger

Highlights:

• VERT launches tokenized credit platform on XRP Ledger and EVM Sidechain.
• The first issuance involves $130M in agribusiness receivables.
• The platform targets $500M in future structured credit deals.

Brazilian fund manager VERT has introduced a blockchain platform that targets the market of private credit. The platform operates on the XRP Ledger and combines its Ethereum-compatible sidechain. This system is designed to facilitate structuring credit transactions with tokenized assets.

The press release states that the initial transaction on the platform was the issuance of Agribusiness Receivables Certificates (CRA) worth $130 million. The instrument is used to fund agricultural activities by securitizing future cash flows by means of making a tradeable security. Brazil has more than 20% of its GDP in the agriculture industry and thus it is a strategic point to start digital innovation.

Through the introduction of this solution, VERT will be able to minimize processing times and enhance traceability and minimize the cost of transactions. In addition, on-chain recording of credit events assists in the enhancement of transparency and investor confidence. This is particularly crucial in the booming Brazilian financial environment.

VERT has launched a blockchain-based platform for structured credit, now live with a BRL 700M (~USD 130M) issuance on the XRP Ledger + EVM Sidechain. https://t.co/9Bir0575ft

The first asset is a CRA financing Brazil’s agribusiness sector, which contributes over 20% of the…

— RippleX (@RippleXDev) July 23, 2025

XRP Ledger and EVM Sidechain Integration

The firm incorporates the XRP Ledger to use it in tokenizing the structured-credit assets. It also has the XRPL EVM Sidechain, which allows smart contracts to be used to automate further. In this setup, the platform will be able to automate the records of transactions, metadata, and tracking of documents.

In addition, the system provided by VERT is compatible with Brazilian regulated financial systems. This will guarantee complete compliance with the provision of event traceability in real time. Off-chain redundancy systems are also applied by the firm to satisfy the security and legal demands. One of the contributors to the XRP Ledger was Ripple. The combination of tokenization issuance and smart contracts further reinforces the infrastructure layer of operations with real-world assets (RWA). The purpose of this partnership is to modernize the Brazilian financial system and attract foreign capital.

XRP Ledger is still growing in its use in the infrastructure of tokenized assets worldwide. In Dubai, the government chose the XRP Ledger to tokenize a $16 billion real estate project. The roadmap entails transferring property deeds to the blockchain by 2033. This initiative confirms the network’s scalability, regulatory readiness, and ability to manage large-scale asset transfers securely.

BREAKING: Dubai Launches $16B Real Estate Tokenization Platform on XRPL

Dubai is officially turning property into programmable assets.

The government’s new platform—Prypco Mint—lets investors buy fractional ownership in Dubai real estate, with title deeds tokenized directly on… pic.twitter.com/GhvDqKAURt

— Jungle Inc Crypto News (@jungleincxrp) May 26, 2025

Driving Capital Market Innovation

The successful issuance of CRA is an example of a blockchain-based structured credit proof of concept. VERT intends to scale the platform to handle more than $500 billion in future credit transactions. The next step will involve additional asset classes and wider participation of investors.

Tokenization makes complicated financial instruments simple by converting them into a digital form. Moreover, this approach increases transparency of the activities and enhances investor reporting. The financial market in Brazil might experience reduced settlement times and enhanced monitoring of risks.

Gabriel Braga, a VERT Digital Assets Director, stressed transparency and traceability in current credit markets. In addition, he noted that tokenization helps in satisfying the demands of domestic and foreign investors. Silvio Pegado, the managing director of Ripple in Latin America, said that it is crucial to enhance agribusiness credit infrastructure. According to him, the project demonstrates how blockchain contributes to the country’s financial growth.

VERT has executed more than 350 structured credit transactions over the last nine years. These amount to about BRL 86 billion of issuances, and BRL 58 billion are still in management. VERT’s launched tokenized credit platform is the extension of this legacy but in a digital format.