Bitcoin Price Prediction: Why BTC Could Unexpectedly Rally to $100K

Highlights:

• Bitcoin is trading at the $89,622 resistance, but bulls are gaining control
• Rally off this resistance could see Bitcoin hit $100k soon
• Rising institutional adoption could trigger such a rally

Bitcoin is little changed intraday, a continuation of the weak price action it has exhibited recently. At the time of going to press, Bitcoin was trading at $89,801, up by a marginal 1.37% in the day. However, there has been a sharp rise in Bitcoin trading volumes in the last 24 hours. At press time, Bitcoin trading volumes stood at $26.61 billion, up by 67.42% in the day. Such a surge in volumes when the price is making some gains points to aggressive accumulation.

However, since there are minimal BTC mentions on social platforms and on Google Trends, the odds are that the accumulation is not retail. Institutional players are likely making calculated accumulation of Bitcoin in anticipation of a significant price move going into 2026. There are a couple of important factors that support the move by institutions to start accumulating Bitcoin. 

Bitcoin Divergence with M2 Points to Incoming Rally

One of them is the fact that global M2 is on the rise while BTC is going down. This has created a significant divergence between the two, and this is an opportunity for long-term investors. That’s because when M2 is on the rise, it means liquidity supply is going up.

However, a lot of this money is yet to flow into Bitcoin, and the imbalance points to an undervaluation of Bitcoin. Institutions are likely capitalizing on this imbalance to buy Bitcoin because large swaths of global liquidity start flowing into Bitcoin.

Bitcoin has never been this detached from Global liquidity.

Looks mispriced and undervalued to me. pic.twitter.com/t1B8KSDrAZ

— Max Crypto (@MaxCrypto) December 20, 2025

Once BTC starts closing in on the M2 divergence, the odds are that the price could go to new highs. Some analysts expect prices to rally as high as $200k at some point in the near future. Even better is that with the recent end of QT in the US, and the expectation that a dovish Fed chairman is coming in, Bitcoin could be headed for a significant rally going into the future. It explains why smart money is accumulating, as evidenced by the surging volumes at a time when Bitcoin’s price is barely moving. 

Changing Bank Perception Of Bitcoin Could Draw In Investors 

Besides the rising global liquidity, institutional flow into Bitcoin is likely driven by changes in perception towards Bitcoin. In particular, this has to do with how the banking sector perceives Bitcoin. For a long time, banks had a negative view of BTC. However, this has changed, as shown by the recent move by JP Morgan to start accepting Bitcoin as collateral. What this means is that banks now see Bitcoin as a tangible asset that they can comfortably lend against.

Ethereum could still hit $8,000 or even $12,000. With ETFs and institutions buying, plus JP Morgan accepting crypto as collateral, Bitcoin is becoming mainstream. #Ethereum #Bitcoin pic.twitter.com/su3JBSKlXu

— Mario Decentralized Bull🐂 (@mariodecentral) October 26, 2025

The impact on BTC could be significant. For starters, the positive perception could trigger retail FOMO into Bitcoin. Even conservative investors who were previously skeptical of Bitcoin could start buying. It could also see more institutions buy Bitcoin, knowing that they can always use it to unlock liquidity that they can use for other activities.

All this potential demand, paired with Bitcoin’s scarcity, could send the price to new highs in a short time. The price may consolidate for a while but suddenly rocket to new highs when no one is expecting. 

Technical Analysis – BTC Trading At Major Resistance

Bitcoin is currently trading around the $89,622 resistance level. If there is a clear break off this resistance, a rally to prices as high as $100k could follow in the short term. On the other hand, if bullish momentum weakens, two scenarios could play out. The first is a possible consolidation around the $89,622 through the Christmas period.

The other is where bears take control and push BTC to the $87,645 support. Of these scenarios, a rally to $100k is more likely. This is evident in the rising volumes even when the price makes marginal gains. It could be an indicator that smart money is accumulating, a factor that could trigger a major price breakout.